TERMS OF USE SITE

The use of the web site (the "Web Site") is subject to the terms and conditions stated herein and to the terms set by the Site Owner (Richard Shuman P.A.) located at www.skipthebull.com. Use of the Web Site constitutes an agreement by you, the user, that your use is governed by these terms and conditions. In addition, when using particular a la mode, inc. (ALM) services, you will be subject to any guidelines or rules applicable to such services that may be posted from time to time. XSites, XSites Network, WinTotal, InterFlood, and Pocket Total are among the products owned by ALM.

You are responsible for regularly reviewing this Agreement.

Ownership of Intellectual Property

The works of authorship contained in this Web Site, including but not limited to all design, text and images, are owned, except as otherwise expressly stated, by ALM or its licensors. United States and worldwide copyright laws and treaty provisions protect the contents of this Web Site. In accordance with these terms, except as stated above,

Appropriate Conduct and Prohibited Uses:

You agree that You are responsible for your own conduct and content while using the Service and for any consequences thereof. You agree to use the Service only for purposes that are legal, proper and in accordance with these Terms of Use and any applicable policies or guidelines. By way of example, and not as a limitation, You agree that when using the Service, You will not:

  • Copy, reproduce, modify, use, republish, upload, post, publish, license, create derivative works from, transmit or distribute in any way material from the Web Site without express written permission;
  • defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;
  • upload, post, email or transmit or otherwise make available any inappropriate, defamatory, infringing, obscene, or unlawful Content;
  • upload, post, email or transmit or otherwise make available any Content that infringes any patent, trademark, copyright, trade secret or other proprietary right of any party, unless You are the owner of the Rights or have the permission of the owner to post such Content;
  • upload, post, email or transmit or otherwise make available messages that promote pyramid schemes, chain letters or disruptive commercial messages or advertisements, or anything else prohibited by law, these Terms of Service or any applicable policies or guidelines.
  • download any file posted by another that You know, or reasonably should know, that cannot be legally distributed in such manner;
  • impersonate another person or entity, or falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material;
  • restrict or inhibit any other user from using and enjoying Site Owners and/or ALM services;
  • use services for any illegal or unauthorized purpose;
  • interfere with or disrupt services or servers or networks connected to Site Owners and/or ALM services, or disobey any requirements, procedures, policies or regulations of networks connected to Site Owners and/or ALM services;
  • use any robot, spider, site search/retrieval application, or other device to retrieve or index any portion of services or collect information about users for any unauthorized purpose;
  • submit Content that falsely expresses or implies that such Content is sponsored or endorsed by ALM and/or Site Owner;
  • create user accounts by automated means or under false or fraudulent pretenses;
  • promote or provide instructional information about illegal activities or promote physical harm or injury against any group or individual; or
  • transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature.
  • Redeliver, transfer, or sell any information, software, lists of users, databases or other lists, products, or services provided through or obtained from the Site Owner and/or ALM Web Sites. This includes among other activities, using "framing, scraping, screen scraping, database scraping, or any other activity with the purpose of obtaining lists of users or other information and includes any of the pages, text, images or other content of this Web Site technology without express written permission.
  • Soliciting any of the individuals or companies listed on this web site for purposes of selling products or services is prohibited.
  • International users agree to comply with their own local rules regarding online conduct and acceptable content, including laws regulating the export of data to the United States or your country of residence.

Listings

Site Owner does not guarantee the availability of the listings. Site Owner does not make guarantees as to the time it takes for a listing to sell, the likelihood, or duration for a listing to sell.

Market Volatility

Site owner is not liable for changes in the market that change buyer/seller conditions.

Activity Restriction

Site use is restricted to buyer/seller activities only.

Web Site Security

You are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization or (c) attempting to interfere with service to any user, host or network. Violations of system or network security may result in civil or criminal liability. ALM and/or Site Owner will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

DISCLAIMER OF WARRANTY

THE WEB SITES ARE PROVIDED "AS-IS" AND "WITH ALL FAULTS" AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALM AND SITE OWNER DISCLAIMS ALL OTHER REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, REGARDING THE WEB SITES, INCLUDING WITHOUT LIMITATION ITS FITNESS FOR A PARTICULAR PURPOSE, ITS QUALITY, ITS MERCHANTABILITY, ITS PERFORMANCE, ITS NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, OR THE RESULTS OBTAINED BY USING THE WEB SITES. THE COMPANY DOES NOT WARRANT THAT THE WEB SITES ARE FREE FROM BUGS, VIRUSES, ERRORS OR OTHER PROGRAM LIMITATIONS.

ALM AND SITE OWNER MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SITE OWNER, ALM OR THROUGH OR FROM ALM SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF USE.

LIMITATION OF LIABILITY

SITE OWNER AND ALM SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION, ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEB SITES. USE OF SITE OWNER AND ALM WEB SITES IS AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE ALM WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEB SITES.

Indemnity

You will indemnify, defend and hold harmless Site Owner and ALM and its officers, directors, employees and agents (each, an "Indemnified Party") from and against any and all claims, demands, losses, costs, expenses, liabilities and damages of any kind or nature whatsoever (collectively, "Damages") incurred by any Indemnified Party arising out of, in connection with or resulting from (i) your use of the Web Sites or (ii) your breach of this Agreement.

Governing Law/Arbitration

This Agreement shall be construed and governed by the State of Oklahoma, U.S.A. You hereby consent to the exclusive jurisdiction and venue of courts sitting in Oklahoma in all disputes arising out of or relating to the use of the Web Sites. Use of the Web Sites is unauthorized in any jurisdiction that does not give the effect to all provisions of these terms and conditions, including without limitation this paragraph.

 

Real Estate - Florida Wholesale Realty Corp

Mortgages through

 

 

TESTIMONIALS

Thank you very much once again for your guidance in selecting a Townhouse for my daughter. Your straightforward and professional approach was not only impressive but greatly appreciated ! Rene

A Long Enjoyable Relationship: "Over the year that it took to sell our house in Knoxville and buy a house in Winter Springs I had the opportunity to spend a lot of time with Richard Shuman. From the beginning he understood what we wanted to buy. He took us to a good selection of homes in Winter Springs and we managed to refine what and where we were hoping to buy. When our house in Knoxville finally sold Richard moved into high gear with us to find an excellent house and help us negotiate a good deal. He handled all the transactions, including our mortgage, with a high degree of professional competence and efficiency. Our closing went smoothly and effortlessly and we moved in just 7 days after closing on the sale of our Knoxville house. Perfect timing! My wife and I recommend Richard, especially to "experienced" buyers, because of his ability to quickly learn what the buyers are looking to purchase and then his laser sharp focus on helping them find it."  Dave W.

Great Experience!! "Richard was everything that I wanted in a realtor!! He listened to what I wanted and delivered. I flew in from Ohio for a weekend in order to buy a house. We went out and in one day had the offer accepted on a wonderful house. He continued to help me throughout the closing process and even set me up with a great insurance agent. I would definitely recommend Richard to anyone that is looking to buy or sell a home with out dealing with all the BULL!! Thank you so much Richard!!" Dr Marian M.

"Richard was very helpful in the search for our home. He went out of his way to take us around to different locations meeting our criteria, even one that was not on our list-which is the one we bought! He was very prompt in returning calls and aiding us with financing. He played the advocate for us with our mortgage lender. The whole process was pleasant and almost stress free."  Amanda H.

The same consideration should be given to hiring a REALTOR & Mortgage Broker as hiring any other professional. When I look for a doctor, accountant or attorney, I want someone that is well educated, has experience, ethics and a track record of satisfied client. What is most important is I want direct answers to direct questions!!! That's why I picked www.SKIPtheBULL.com  I don't play games with my clients! If you want someone to sugar coat bad news, tell you your home is worth more than it is, tell you can get a great rate on a loan with bad credit, then hire someone else!  If you want a relatively STRESS FREE transaction, Call, email, Txt or visit my website 7 days a week! No Games ~ No Gimmicks ~ No Bull

                                                                                Richard Shuman P.A.

The Right Real Estate Agent & Mortgage Broker for you!!!

Education + Experience - "BULL" = "YOU WIN"

The only B.S. I have is from the University of Massachusetts

Award winning agent at RE/MAX Select 2005 - 2008

One of the TOP AGENTS in Central Florida 2005 - Present

Finding finding the right real estate agent and mortgage broker can be the difference between a happy, stress-free  experience, and an unhappy, costly, stressful experience. 

Richard will give you real answers without the "BULL". 

A Real Estate Agent ready and able to make a full-time commitment to you.  Available 7 days a week!

A Real Estate Agent with the experience needed to know the local rates, neighborhoods, schools, market conditions, ordinances, etc. With years of experience in the local market - Richard has the expertise and track record of success you need.

No Games ~ No Gimmicks ~ NO BULL

A Real Estate Agent who embraces the convenience of technology without losing the personal touch.

Contact me so we can talk about your residential or commercial buying, selling and/or mortgage plans. 

I work 7 days a week and always ready to help!  Click on CONTACT US above.


P.S. Please tour through my website www.SKIPtheBULL.com . I'm sure you'll find the resources here useful and helpful. Enjoy!

    

Central Florida Real Estate including Seminole County, Orange County, Lake County, Polk County, West Volusia County and Osceola County. Citys include but not limited to Oviedo Real Estate, Winter Springs, Winter Park, Lake Mary, Casselberry, Altamonte Springs, Orlando, Chuluota, Sanford, Clermont, Davenport, Apopka, Deltona and Debary as well as most others in Central Florida. Homes in Live Oak Reserve, Stoneybrook, Eastwood, the Sanctuary, Lake Jean, Oviedo Forest, Oviedo Park, Carillon, Winding Hollow, Baldwin Park, College Park and most others!!!

Mortgage bargains throughout Florida!

 

RICHARD SHUMAN P.A. REALTOR & MORTGAGE BROKER  - A FLORIDA CORPORATION

 

BACHELOR OF SCIENCE DEGREE FROM THE UNIVERSITY OF MASSACHUSETTS, AWARD WINNING REALTOR® WITH RE/MAX SELECT 2005, 2006, 2007, 2008 AWARD WINNING REALTOR® WITH RE/MAX INTERNATIONAL 2005 100% CLUB, 2006 PLATINUM CLUB, 2007 PLATINUM CLUB.

Relocation is just one specialty of mine. Having relocated my family from Massachusetts and helping a ton of others make a move as hassle free as possible. When moving a family, happy kids make all the difference and I can help you find perfect place (even if you are the kid at heart).

From Great Seminole & Orange County Schools to having lots of activities in Central Florida for the whole family. Residential and Commercial Real Estate throughout Central Florida with one phone call or email to Richard Shuman, Real Estate and Mortgage Solutions  

Available 7 days a week. Call or email me anytime for Central Florida Residential and Commercial Real Estate including Orlando Real Estate, Oviedo Real Estate, Winter Springs Real Estate, Winter Park Real Estate, Lake Mary Real Estate, Casselberry Real Estate, Apopka Real Estate, Kissimmee Real Estate and Florida Vacation Homes near the Theme Parks or Beach. I work for FLORIDA RELOCATION TEAM in Central Florida but handle areas around Orlando including Seminole County, Orange County, Volusia County, Osceola County and Lake County or I can refer you to another TOP SELLING AGENT almost anywhere in the world. Referrals are always appreciated. EXPERIENCE THE SKIPtheBULL DIFFERENCE IN REAL ESTATE & MORTGAGE SOLUTIONS TODAY!!!  Richard Shuman P.A. - why settle for an average agent when you can work with the best? 

Richard,
thank you, thank you, thank you I have been looking on the web the last few
weeks and filled out my wants then get shown everything but what I'm asking
for. . . Thanks again Jan

Hi Richard,

I want to thank you for your immediate responses. I have never seen a Realtor perform like you do.

Joe

Richard, Thank you for your quick and informational response. You were the only agent to address all of my areas of interest and I appreciate that.

Amanda

thanks for understanding!

Kathleen

Will do... Thanks Richard!!!!!
You've been a huge help!!! : )

Nicole

Thanks for conforming to our schedule.

Eric

Thank you for making this sale a very positive experience for both Lisa and I.

Roger

Hi! Thank you! I really appreciate your help with this, and advice on which areas to check out...

Heather

I look forward to working with you. Your website has made my search much easier.

Kathleen

Thank you for your prompt attention.

Lisa

I really appreciate all of your help.

Heather

Thanks for getting back to me so fast...

Trina

Everything is going great. Spending time and money fixing up things around the house.

She loves the house ...

Thanks for everything again.

David

...thanks for being helpful.

Sherry

Thanks Richard For taking time out to talk to me and I look forward to meeting you when I come to Florida in July.

Daisy

Thanks for your patience

Jasmin

Thanks again for your kind help.

Menachem

Thank you for your prompt response.

Mayra


Richard Shuman Florida Wholesale Realty Corp . Central Florida, . .

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