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TERMS OF USE SITE
The use of the web site (the "Web Site") is
subject to the terms and conditions stated herein and to the terms set by the
Site Owner (Richard Shuman P.A.) located at www.skipthebull.com. Use of the Web Site
constitutes an agreement by you, the user, that your use is governed by these
terms and conditions. In addition, when using particular a la mode, inc. (ALM)
services, you will be subject to any guidelines or rules applicable to such
services that may be posted from time to time. XSites, XSites Network, WinTotal,
InterFlood, and Pocket Total are among the products owned by ALM.
You are responsible for regularly reviewing this
Agreement.
Ownership of Intellectual
Property
The works of authorship contained in this Web
Site, including but not limited to all design, text and images, are owned,
except as otherwise expressly stated, by ALM or its licensors. United States and
worldwide copyright laws and treaty provisions protect the contents of this Web
Site. In accordance with these terms, except as stated above,
Appropriate Conduct and Prohibited
Uses:
You agree that You are responsible for your own
conduct and content while using the Service and for any consequences thereof.
You agree to use the Service only for purposes that are legal, proper and in
accordance with these Terms of Use and any applicable policies or guidelines. By
way of example, and not as a limitation, You agree that when using the Service,
You will not:
- Copy, reproduce, modify, use, republish, upload, post, publish, license,
create derivative works from, transmit or distribute in any way material from
the Web Site without express written permission;
- defame, abuse, harass, stalk, threaten or otherwise violate the legal rights
(such as rights of privacy and publicity) of others;
- upload, post, email or transmit or otherwise
make available any inappropriate, defamatory, infringing, obscene, or unlawful
Content;
- upload, post, email or transmit or otherwise
make available any Content that infringes any patent, trademark, copyright,
trade secret or other proprietary right of any party, unless You are the owner
of the Rights or have the permission of the owner to post such Content;
- upload, post, email or transmit or otherwise
make available messages that promote pyramid schemes, chain letters or
disruptive commercial messages or advertisements, or anything else prohibited by
law, these Terms of Service or any applicable policies or guidelines.
- download any file posted by another that You
know, or reasonably should know, that cannot be legally distributed in such
manner;
- impersonate another person or entity, or falsify
or delete any author attributions, legal or other proper notices or proprietary
designations or labels of the origin or source of software or other material;
- restrict or inhibit any other user from using
and enjoying Site Owners and/or ALM services;
- use services for any illegal or unauthorized
purpose;
- interfere with or disrupt services or servers or
networks connected to Site Owners and/or ALM services, or disobey any
requirements, procedures, policies or regulations of networks connected to Site
Owners and/or ALM services;
- use any robot, spider, site search/retrieval
application, or other device to retrieve or index any portion of services or
collect information about users for any unauthorized purpose;
- submit Content that falsely expresses or implies
that such Content is sponsored or endorsed by ALM and/or Site Owner;
- create user accounts by automated means or under
false or fraudulent pretenses;
- promote or provide instructional information
about illegal activities or promote physical harm or injury against any group or
individual; or
- transmit any viruses, worms, defects, Trojan
horses, or any items of a destructive nature.
- Redeliver, transfer, or sell any information,
software, lists of users, databases or other lists, products, or services
provided through or obtained from the Site Owner and/or ALM Web Sites. This
includes among other activities, using "framing, scraping, screen scraping,
database scraping, or any other activity with the purpose of obtaining lists
of users or other information and includes any of the pages, text, images or
other content of this Web Site technology without express written permission.
- Soliciting any of the individuals or companies
listed on this web site for purposes of selling products or services is
prohibited.
- International users agree to comply with their own
local rules regarding online conduct and acceptable content, including laws
regulating the export of data to the United States or your country of
residence.
Listings
Site Owner does not guarantee the availability of
the listings. Site Owner does not make guarantees as to the time it takes for a
listing to sell, the likelihood, or duration for a listing to sell.
Market Volatility
Site owner is not liable for changes in the
market that change buyer/seller conditions.
Activity Restriction
Site use is restricted to buyer/seller activities
only.
Web Site Security
You are prohibited from violating or attempting
to violate the security of the Web Site, including, without limitation, (a)
accessing data not intended for your viewing or logging into a server or account
which you are not authorized to access, (b) attempting to probe, scan or test
the vulnerability of a system or network or to breach security or authentication
measures without proper authorization or (c) attempting to interfere with
service to any user, host or network. Violations of system or network security
may result in civil or criminal liability. ALM and/or Site Owner will
investigate occurrences that may involve such violations and may involve, and
cooperate with, law enforcement authorities in prosecuting users who are
involved in such violations.
DISCLAIMER OF WARRANTY
THE WEB SITES ARE PROVIDED "AS-IS" AND "WITH ALL
FAULTS" AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALM AND SITE
OWNER DISCLAIMS ALL OTHER REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED OR
STATUTORY, REGARDING THE WEB SITES, INCLUDING WITHOUT LIMITATION ITS FITNESS FOR
A PARTICULAR PURPOSE, ITS QUALITY, ITS MERCHANTABILITY, ITS PERFORMANCE, ITS
NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, OR THE RESULTS OBTAINED BY USING
THE WEB SITES. THE COMPANY DOES NOT WARRANT THAT THE WEB SITES ARE FREE FROM
BUGS, VIRUSES, ERRORS OR OTHER PROGRAM LIMITATIONS.
ALM AND SITE OWNER MAKES NO WARRANTY THAT (i) THE
SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED,
TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE
USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY
PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU
THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE
SOFTWARE WILL BE CORRECTED.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED
THROUGH THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE
SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT
RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
NO ADVICE OR INFORMATION, WHETHER ORAL OR
WRITTEN, OBTAINED BY YOU FROM SITE OWNER, ALM OR THROUGH OR FROM ALM SERVICES
SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF USE.
LIMITATION OF LIABILITY
SITE OWNER AND ALM SHALL HAVE NO LIABILITY TO YOU
OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS,
EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE
DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR
INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION, ANY MATERIAL DOWNLOADED
OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEB SITES. USE OF SITE OWNER AND
ALM WEB SITES IS AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY
RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS
FROM THE DOWNLOAD OF ANY SUCH MATERIAL. BECAUSE SOME STATES/JURISDICTIONS DO NOT
ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL
DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH
ANY PORTION OF THE ALM WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE
AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEB SITES.
Indemnity
You will indemnify, defend and hold harmless Site
Owner and ALM and its officers, directors, employees and agents (each, an
"Indemnified Party") from and against any and all claims, demands, losses,
costs, expenses, liabilities and damages of any kind or nature whatsoever
(collectively, "Damages") incurred by any Indemnified Party arising out of, in
connection with or resulting from (i) your use of the Web Sites or (ii) your
breach of this Agreement.
Governing Law/Arbitration
This Agreement shall be construed and governed by
the State of Oklahoma, U.S.A. You hereby consent to the exclusive jurisdiction
and venue of courts sitting in Oklahoma in all disputes arising out of or
relating to the use of the Web Sites. Use of the Web Sites is unauthorized in
any jurisdiction that does not give the effect to all provisions of these terms
and conditions, including without limitation this paragraph.
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Real Estate - Florida Wholesale Realty Corp
Mortgages through 
TESTIMONIALS
Thank you very much once again for your guidance in selecting a Townhouse for my daughter. Your straightforward and professional approach was not only impressive but greatly appreciated ! Rene
A Long Enjoyable Relationship: "Over the year that it took to sell our house in Knoxville and buy a house in Winter Springs I had the opportunity to spend a lot of time with Richard Shuman. From the beginning he understood what we wanted to buy. He took us to a good selection of homes in Winter Springs and we managed to refine what and where we were hoping to buy. When our house in Knoxville finally sold Richard moved into high gear with us to find an excellent house and help us negotiate a good deal. He handled all the transactions, including our mortgage, with a high degree of professional competence and efficiency. Our closing went smoothly and effortlessly and we moved in just 7 days after closing on the sale of our Knoxville house. Perfect timing! My wife and I recommend Richard, especially to "experienced" buyers, because of his ability to quickly learn what the buyers are looking to purchase and then his laser sharp focus on helping them find it." Dave W.
Great Experience!! "Richard was everything that I wanted in a realtor!! He listened to what I wanted and delivered. I flew in from Ohio for a weekend in order to buy a house. We went out and in one day had the offer accepted on a wonderful house. He continued to help me throughout the closing process and even set me up with a great insurance agent. I would definitely recommend Richard to anyone that is looking to buy or sell a home with out dealing with all the BULL!! Thank you so much Richard!!" Dr Marian M.
"Richard was very helpful in the search for our home. He went out of his way to take us around to different locations meeting our criteria, even one that was not on our list-which is the one we bought! He was very prompt in returning calls and aiding us with financing. He played the advocate for us with our mortgage lender. The whole process was pleasant and almost stress free." Amanda H.
The same consideration should be given to hiring a REALTOR & Mortgage Broker as hiring any other professional. When I look for a doctor, accountant or attorney, I want someone that is well educated, has experience, ethics and a track record of satisfied client. What is most important is I want direct answers to direct questions!!! That's why I picked www.SKIPtheBULL.com I don't play games with my clients! If you want someone to sugar coat bad news, tell you your home is worth more than it is, tell you can get a great rate on a loan with bad credit, then hire someone else! If you want a relatively STRESS FREE transaction, Call, email, Txt or visit my website 7 days a week! No Games ~ No Gimmicks ~ No Bull
Richard Shuman P.A.
The Right Real Estate Agent & Mortgage Broker for you!!!
Education + Experience - "BULL" = "YOU WIN"
The only B.S. I have is from the University of Massachusetts
Award winning agent at RE/MAX Select 2005 - 2008
One of the TOP AGENTS in Central Florida 2005 - Present
Finding finding the right real estate agent and mortgage broker can be the difference between a happy, stress-free experience, and an unhappy, costly, stressful experience.
Richard will give you real answers without the "BULL".
A Real Estate Agent ready and able to make a full-time commitment to you. Available 7 days a week!
A Real Estate Agent with the experience needed to know the local rates, neighborhoods, schools, market conditions, ordinances, etc. With years of experience in the local market - Richard has the expertise and track record of success you need.
No Games ~ No Gimmicks ~ NO BULL
A Real Estate Agent who embraces the convenience of technology without losing the personal touch.
Contact me so we can talk about your residential or commercial buying, selling and/or mortgage plans.
I work 7 days a week and always ready to help! Click on CONTACT US above.
P.S. Please tour through my website www.SKIPtheBULL.com . I'm sure you'll find the resources here useful and helpful. Enjoy!
Central Florida Real Estate including Seminole County, Orange County, Lake County, Polk County, West Volusia County and Osceola County. Citys include but not limited to Oviedo Real Estate, Winter Springs, Winter Park, Lake Mary, Casselberry, Altamonte Springs, Orlando, Chuluota, Sanford, Clermont, Davenport, Apopka, Deltona and Debary as well as most others in Central Florida. Homes in Live Oak Reserve, Stoneybrook, Eastwood, the Sanctuary, Lake Jean, Oviedo Forest, Oviedo Park, Carillon, Winding Hollow, Baldwin Park, College Park and most others!!!
Mortgage bargains throughout Florida!
RICHARD SHUMAN P.A. REALTOR & MORTGAGE BROKER - A FLORIDA CORPORATION
BACHELOR OF SCIENCE DEGREE FROM THE UNIVERSITY OF MASSACHUSETTS, AWARD WINNING REALTOR® WITH RE/MAX SELECT 2005, 2006, 2007, 2008 AWARD WINNING REALTOR® WITH RE/MAX INTERNATIONAL 2005 100% CLUB, 2006 PLATINUM CLUB, 2007 PLATINUM CLUB.
Relocation is just one specialty of mine. Having relocated my family from Massachusetts and helping a ton of others make a move as hassle free as possible. When moving a family, happy kids make all the difference and I can help you find perfect place (even if you are the kid at heart).
From Great Seminole & Orange County Schools to having lots of activities in Central Florida for the whole family. Residential and Commercial Real Estate throughout Central Florida with one phone call or email to Richard Shuman, Real Estate and Mortgage Solutions
Available 7 days a week. Call or email me anytime for Central Florida Residential and Commercial Real Estate including Orlando Real Estate, Oviedo Real Estate, Winter Springs Real Estate, Winter Park Real Estate, Lake Mary Real Estate, Casselberry Real Estate, Apopka Real Estate, Kissimmee Real Estate and Florida Vacation Homes near the Theme Parks or Beach. I work for FLORIDA RELOCATION TEAM in Central Florida but handle areas around Orlando including Seminole County, Orange County, Volusia County, Osceola County and Lake County or I can refer you to another TOP SELLING AGENT almost anywhere in the world. Referrals are always appreciated. EXPERIENCE THE SKIPtheBULL DIFFERENCE IN REAL ESTATE & MORTGAGE SOLUTIONS TODAY!!! Richard Shuman P.A. - why settle for an average agent when you can work with the best?
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Richard, thank you, thank you, thank you I have been looking on the web the last few weeks and filled out my wants then get shown everything but what I'm asking for. . . Thanks again Jan |
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Hi Richard,
I want to thank you for your immediate responses. I have never seen a Realtor perform like you do.
Joe |
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Richard, Thank you for your quick and informational response. You were the only agent to address all of my areas of interest and I appreciate that.
Amanda |
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thanks for understanding!
Kathleen |
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Will do... Thanks Richard!!!!! You've been a huge help!!! : )
Nicole |
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Thanks for conforming to our schedule.
Eric |
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Thank you for making this sale a very positive experience for both Lisa and I.
Roger |
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Hi! Thank you! I really appreciate your help with this, and advice on which areas to check out...
Heather |
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I look forward to working with you. Your website has made my search much easier.
Kathleen |
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Thank you for your prompt attention.
Lisa |
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I really appreciate all of your help.
Heather |
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Thanks for getting back to me so fast...
Trina |
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Everything is going great. Spending time and money fixing up things around the house.
She loves the house ...
Thanks for everything again.
David |
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...thanks for being helpful.
Sherry |
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Thanks Richard For taking time out to talk to me and I look forward to meeting you when I come to Florida in July.
Daisy |
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Thanks for your patience
Jasmin |
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Thanks again for your kind help.
Menachem |
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Thank you for your prompt response.
Mayra |
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