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Your complete satisfaction is my #1 goal because if you're satisfied, you will refer me to your friends. What I bring to the table is experience, integrity, and numerous marketing methods all aimed at getting the job done right. No other REALTOR or Mortgage Broker will take better care of you!
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust me to help you find the Home and Mortgage loan that best fits your needs!
No Games ~ No Gimmicks ~ No Bull ~ Just Great Service & Support
No one will take better care of you and your family. With todays challenging Real Estate and Mortgage Market, you can trust and rely on Richard Shuman P.A. From Start to Finish. I have the Experience, Education and Ethics to help you every step of the way! My clients receive immediate, professional service and support 7 days a week.
"The only B.S. I have is from the University of Massachusetts!!!"
Central Florida Real Estate & Mortgage Solutions without the "BULL" www.SKIPtheBULL.com
A "STRESS-FREE MOVE, Across Town or Across the Country"
  
No Games ~ No Gimmicks ~ No Bull
Your One Stop Real Estate & Mortgage Solution!!!
www.SKIPtheBULL.com
Best Service & Support! As your agent, I'll negotiate furiously on your behalf throughout the entire process to ensure that your best interests are protected. Real estate negotiations and contracts can be intimidating in their complexity. Most people have almost no experience in these negotiations. After all, how often do you buy or sell a new house? As a top real estateand mortgage professional, getting you the best terms and prices in all negotiations is simply part of my job. Don't get stuck with an average agent. My clients love me - see what they have to say about me - below! (www.SKIPtheBULL.com/FreeHomeSearch)
REAL ESTATE & MORTGAGE SOLUTIONS WITHOUT THE "BULL"! www.SKIPtheBULL.com
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Step - 1 Make the Decision to Buy in Central Florida |
It seems obvious, but it's good to note that the first step to buying a house is making the decision to buy. Consider the reasons you want a new house and write them down. Determine how long you want to live in the new house - does buying still make good financial sense? Can you afford a house that will meet your list of requirements? A good rule of thumb is your mortgage payment should not exceed 40% of your Gross Monthly Income. For a Free Good Faith Estimate - visit www.LowestFloridaRates.com
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Step 2 - Seek Professional Guidance |
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I am here to help you find a great deal that meets your needs and budget. Feel free to email or call me with any questions, 7 days a week from 7am to 7pm. (www.SKIPtheBULL.com/FreeHomeSearch)
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Step 3 - Begin the Hunt |
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You can start your search at www.SKIPtheBULL.com/FreeHomeSearch
If you need help getting started, feel free to contact me anytime! I can also setup a search that will email you homes as they come on the market.
When you are ready, I'll schedule appointments to tour the houses at times convenient to you.
As we tour houses, I'll point out positive features and negative features. I'll ask you to tell me what you like and what you don't like. You'll probably amend your "wish list" as we tour houses, some things will become more important and others less important. With this new information, I'll refine our search criteria to narrow in on the house of your dreams. (www.SKIPtheBULL.com/FreeHomeSearch)
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Step 4 - Know the Local Real Estate Market |
| My knowledge of the local market is an essential factor in the house search. I'll let you know when the market in a particular neighborhood is "hot" and requires immediate action or when the market is "cool" and allows for thoughtful consideration.
As we tour houses, I'll let you know when the asking price has negotiating room and when the house is "priced to sell". My unique market knowledge will keep you a step ahead of the "house hunting competition".
In a "seller's market". It is not unusual to see multiple offers on a property, full-price offers and even above-price offers. On the flip side, during a "buyer's market" there are more houses for sale than buyers. This gives us more negotiating room as houses are taking longer to sell. (www.SKIPtheBULL.com/FreeHomeSearch)
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Step 5 - Find Your Dream Home in Central Florida |
| I'm confident we'll find your dream house. When we do, I'll put together the purchase offer tailored for your needs including appropriate contingencies (such as obtaining financing, favorable home inspection, clear title, etc.).
The offer is normally presented with "earnest money" and usually $1000.00. This is a cash deposit (made by check) to secure an offer to buy the property. The amount is applied to closing costs. If the seller accepts the offer, generally closing is held 30 to 45 days from the offer date (generally dependent on the turn around time of your mortgage financing). Again you can apply for a Florida mortgage at www.LowestFloridaRates.com (www.SKIPtheBULL.com/FreeHomeSearch)
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Step 6 - Negotiate the Deal |
| It is not uncommon to receive a counter offer when the initial purchase offer is submitted. Don't let this discourage you. We will discuss the counter offer and decide whether or not to accept the counter offer, submit our own counter offer, or reject the counter offer and move on.
Market conditions will play a role in how aggressively we negotiate the deal. We will also work within your limits. Emotions can lead to buyer's remorse. It is better to set limits prior to negotiating an offer and stick to these limits.
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Step 7 - Get a Loan |
During the closing period, you will be working with your mortgage lender to close the loan. Since you pre-qualified for the loan before starting your home search, you will be that much closer to the end. I'll gather the necessary property information your lender will need to close the loan.
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Step 8 - Close the Deal |
You will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.
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Step 9 - Move In |
| Congratulations! It's time to move into your new house and make it your home. Enjoy this exciting time. I'll give you a checklist to help you remember the numerous details that will make your moving day a pleasure. www.SKIPtheBULL.com |
DirecTV Save $100 http://www.directv.com/DTVAPP/referral/referralProgram.jsp referral account 035169392
Progress Energy http://progress-energy.com/custservice/flares/index.asp
Brighthouse Networks http://www.brighthouse.com/corporate.aspx
Seminole County Public Schools http://www.scps.k12.fl.us/schoolLocate.cfm
Orange County Public Schools https://www.ocps.net/Parents/Pages/FindaSchool.aspx
Lake County Public Schools http://www.lake.k12.fl.us/lakeschools/site/default.asp
Volusia County Public Schools http://www.osceola.k12.fl.us/
Polk County Public Schools http://www.polk-fl.net/
The University of Central Florida is the nation's fifth-largest university. With 12 colleges located in Orlando, Florida, it serves 52000 students. http://www.ucf.edu/
Seminole State College of Florida http://www.scc-fl.edu/
Seminole County Property Appraiser http://www.scpafl.org/scpaweb05/index.jsp
Orange County Property Appraiser http://www.ocpafl.org/
Volusia County Property Appraiser www.volusia.org/property/
Osceola County Property Appraiser
http://www.osceola.org/index.cfm?lsFuses=department/PropertyAppraiser
(www.SKIPtheBULL.com/FreeHomeSearch)
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TESTIMONIALS
Thank you very much once again for your guidance in selecting a Townhouse for my daughter. Your straightforward and professional approach was not only impressive but greatly appreciated ! Rene
A Long Enjoyable Relationship: "Over the year that it took to sell our house in Knoxville and buy a house in Winter Springs I had the opportunity to spend a lot of time with Richard Shuman. From the beginning he understood what we wanted to buy. He took us to a good selection of homes in Winter Springs and we managed to refine what and where we were hoping to buy. When our house in Knoxville finally sold Richard moved into high gear with us to find an excellent house and help us negotiate a good deal. He handled all the transactions, including our mortgage, with a high degree of professional competence and efficiency. Our closing went smoothly and effortlessly and we moved in just 7 days after closing on the sale of our Knoxville house. Perfect timing! My wife and I recommend Richard, especially to "experienced" buyers, because of his ability to quickly learn what the buyers are looking to purchase and then his laser sharp focus on helping them find it." Dave W.
Great Experience!! "Richard was everything that I wanted in a realtor!! He listened to what I wanted and delivered. I flew in from Ohio for a weekend in order to buy a house. We went out and in one day had the offer accepted on a wonderful house. He continued to help me throughout the closing process and even set me up with a great insurance agent. I would definitely recommend Richard to anyone that is looking to buy or sell a home with out dealing with all the BULL!! Thank you so much Richard!!" Dr Marian M.
"Richard was very helpful in the search for our home. He went out of his way to take us around to different locations meeting our criteria, even one that was not on our list-which is the one we bought! He was very prompt in returning calls and aiding us with financing. He played the advocate for us with our mortgage lender. The whole process was pleasant and almost stress free." Amanda H.
The same consideration should be given to hiring a REALTOR & Mortgage Broker as hiring any other professional. When I look for a doctor, accountant or attorney, I want someone that is well educated, has experience, ethics and a track record of satisfied client. What is most important is I want direct answers to direct questions!!! That's why I picked www.SKIPtheBULL.com I don't play games with my clients! If you want someone to sugar coat bad news, tell you your home is worth more than it is, tell you can get a great rate on a loan with bad credit, then hire someone else! If you want a relatively STRESS FREE transaction, Call, email, Txt or visit my website 7 days a week! No Games ~ No Gimmicks ~ No Bull
Richard Shuman P.A.
The Right Real Estate Agent & Mortgage Broker for you!!!
Education + Experience - "BULL" = "YOU WIN"
The only B.S. I have is from the University of Massachusetts
Award winning agent at RE/MAX Select 2005 - 2008
One of the TOP AGENTS in Central Florida 2005 - Present
Finding finding the right real estate agent and mortgage broker can be the difference between a happy, stress-free experience, and an unhappy, costly, stressful experience.
Richard will give you real answers without the "BULL".
A Real Estate Agent ready and able to make a full-time commitment to you. Available 7 days a week!
A Real Estate Agent with the experience needed to know the local rates, neighborhoods, schools, market conditions, ordinances, etc. With years of experience in the local market - Richard has the expertise and track record of success you need.
No Games ~ No Gimmicks ~ NO BULL
A Real Estate Agent who embraces the convenience of technology without losing the personal touch.
Contact me so we can talk about your residential or commercial buying, selling and/or mortgage plans.
I work 7 days a week and always ready to help! Click on CONTACT US above.
P.S. Please tour through my website www.SKIPtheBULL.com . I'm sure you'll find the resources here useful and helpful. Enjoy!
REALTOR - Enter Realty Inc - FLORIDA RELOCATION TEAM
670 N. Orlando Ave Suite 101
Maitland, FL 32751
office also in Daytona Beach Fl
Central Florida Real Estate including Seminole County, Orange County, Lake County, Polk County, West Volusia County and Osceola County. Citys include but not limited to Oviedo Real Estate, Winter Springs, Winter Park, Lake Mary, Casselberry, Altamonte Springs, Orlando, Chuluota, Sanford, Clermont, Davenport, Apopka, Deltona and Debary as well as most others in Central Florida. Homes in Live Oak Reserve, Stoneybrook, Eastwood, the Sanctuary, Lake Jean, Oviedo Forest, Oviedo Park, Carillon, Winding Hollow, Baldwin Park, College Park and most others!!!
Mortgage bargains throughout Florida!
RICHARD SHUMAN P.A. REALTOR & MORTGAGE BROKERAGE BUSINESS - A FLORIDA CORPORATION
670 N. Orlando Ave Suite 101 Maitland FL 32751 407-681-0777
BACHELOR OF SCIENCE DEGREE FROM THE UNIVERSITY OF MASSACHUSETTS, AWARD WINNING REALTOR® WITH RE/MAX SELECT 2005, 2006, 2007, 2008 AWARD WINNING REALTOR® WITH RE/MAX INTERNATIONAL 2005 100% CLUB, 2006 PLATINUM CLUB, 2007 PLATINUM CLUB.
Relocation is just one specialty of mine. Having relocated my family from Massachusetts and helping a ton of others make a move as hassle free as possible. When moving a family, happy kids make all the difference and I can help you find perfect place (even if you are the kid at heart).
From Great Seminole & Orange County Schools to having lots of activities in Central Florida for the whole family. Residential and Commercial Real Estate throughout Central Florida with one phone call or email to Richard Shuman, Real Estate and Mortgage Solutions
Available 7 days a week. Call or email me anytime for Central Florida Residential and Commercial Real Estate including Orlando Real Estate, Oviedo Real Estate, Winter Springs Real Estate, Winter Park Real Estate, Lake Mary Real Estate, Casselberry Real Estate, Apopka Real Estate, Kissimmee Real Estate and Florida Vacation Homes near the Theme Parks or Beach. I work for FLORIDA RELOCATION TEAM in Maitland but handle areas around Orlando including Seminole County, Orange County, Volusia County, Osceola County and Lake County or I can refer you to another TOP SELLING AGENT almost anywhere in the world. Referrals are always appreciated. EXPERIENCE THE SKIPtheBULL DIFFERENCE IN REAL ESTATE & MORTGAGE SOLUTIONS TODAY!!! Richard Shuman P.A. - why settle for an average agent when you can work with the best?
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Richard,
thank you, thank you, thank you I have been looking on the web the last few
weeks and filled out my wants then get shown everything but what I'm asking
for. . . Thanks again Jan |
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Hi Richard,
I want to thank you for your immediate responses. I have never seen a Realtor perform like you do.
Joe |
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Richard, Thank you for your quick and informational response. You were the only agent to address all of my areas of interest and I appreciate that.
Amanda |
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thanks for understanding!
Kathleen |
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Will do... Thanks Richard!!!!!
You've been a huge help!!! : )
Nicole |
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Thanks for conforming to our schedule.
Eric |
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Thank you for making this sale a very positive experience for both Lisa and I.
Roger |
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Hi! Thank you! I really appreciate your help with this, and advice on which areas to check out...
Heather |
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I look forward to working with you. Your website has made my search much easier.
Kathleen |
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Thank you for your prompt attention.
Lisa |
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I really appreciate all of your help.
Heather |
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Thanks for getting back to me so fast...
Trina |
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Everything is going great. Spending time and money fixing up things around the house.
She loves the house ...
Thanks for everything again.
David |
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...thanks for being helpful.
Sherry |
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Thanks Richard For taking time out to talk to me and I look forward to meeting you when I come to Florida in July.
Daisy |
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Thanks for your patience
Jasmin |
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Thanks again for your kind help.
Menachem |
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Thank you for your prompt response.
Mayra |
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